How To Stop Junk Mail: Offers, Credit Cards

Tired of having your mailbox full of junk mail, including credit card applications and unsolicited advertising?¬†Great news! There’s a way to get rid of that! Woohoo ūüėČ

In this article, you’ll find out how and where to go to stop getting junk mail.

How to Reduce Junk Mail such as:
  • Credit Card and Insurance Offers by Mail
  • Unsolicited Commercial Mail
  • Telemarketing Phone Calls
  • Unsolicited Commercial Emails

You may want to check out: How to Stop Getting Mail Addressed to Previous Tenants.

How to Stop Receiving Credit Card and Insurance Offers

3 Ways to Opt-Out:

You can choose any of these 3

  • By phone
  • Through their website here
  • Written opt out request
By Phone

Telephone - Call - Calling Symbol Icon

Call this number to stop receiving credit card and insurance offers by mail:

Consumer Credit Reporting Industry – Opt In and Opt Out Number

1-888-5-OPT-OUT (1-888-567-8688)

You have 2 options:

  • To remove your name for 5 years
  • To permanently remove your name

You’ll be asked to provide¬†your personal information:

  • Name
  • Address
  • Social Security Number
  • Date of Birth

The information you provide is confidential and it’ll be used only to process your request to opt out.

Written Opt-Out Request

You can send a written request to opt-out to each of the Major Consumer Reporting Companies listed below.

Mail Envelope

Make sure to include in your request: your name, phone number, address, Social Security number and date of birth.

Experian TransUnion
Opt Out
P.O. Box 919
Allen, TX 75013
Name Removal Option
P.O. Box 505
Woodlyn, PA 19094
Equifax, Inc.  Innovis Consumer Assistance
P.O. Box 740123
Atlanta, GA 30374
 P.O. Box 495
Pittsburgh, PA 15230

Get Rid of Unsolicited Commercial Mail

The Direct Marketing Association’s (DMA) Mail Preference Service (MPS) lets you opt out of receiving unsolicited commercial mail from many national companies for five years.

When you register at their website, they’ll help you to stop receiving the mail you don’t want.

This will reduce most of your unsolicited mail. But it won’t¬†stop mailings from organizations that don’t use the DMA’s Mail Preference Service.

2 Ways to Opt Out:

  • Register Online with DMA’s Mail Preference Service here.
  • Mail your request with a $1 processing fee to:

Direct Marketing Association
P.O. Box 643
Carmel, NY 10512

Reduce Telemarketing Phone Calls

Phone Calls - Call Center - Telemarketing

You can remove your number from the registry on the National Do Not Call Registry, a free and easy way to reduce the telemarketing calls you’re getting.

  • Visit their website here
  • Call 1-888-382-1222 from the number you want to remove

Unsolicited Commercial Emails

Receiving Unsolicited Emails

The DMA also has an Email Preference Service (eMPS) to help you reduce unsolicited commercial emails from national lists.

You will keep receiving emails from advertisers who don’t use eMPS to clean their lists.

If you keep receiving emails from certain brands, you’ll have to do it manually by clicking on “unsubscribe” at the end of the email.


Hope this helps to get rid of all the junk mail ūüôā Please, recommend and share!



Hi there :) I'm Jess and I came to NYC to pursue my dream and I feel I'm living it every day. New York is magical and you have to be open to everything because you never know who is sitting next to you on the subway or behind you in the line of the supermarket. I decided to create this blog about NYC because I realized how many powerful tips would have helped me if I knew them before coming to the city from someone who was living in NY! So I thought that it would be awesome to share with you some tips about New York from a New Yorker. I'm going to keep updating this blog so stay tuned :)